Question We Should Ask Our Insurance Agent

When most people think of insurance, they think about health insurance and car insurance. We should all take a closer look at our insurance needs and protect ourselves as much as possible by asking questions about insurance. One thing we all probably overlook is what kind of coverage do we need for our children that are going off to college for the first time this fall.

When they are preparing and packing to go to college they are taking many items that are worth a lot of money such as computers, printers, cell phones and tvs. What happens if these items are stolen or damaged? I don’t know the answer to that either. What about health insurance? Are they still covered by their parents’ current plan? Another one I don’t know the answer to. And if they have a car, will their auto insurance coverage need to be changed? Yet another answer I do not know. These are all important questions that need to be asked. I plan to call my insurance agent tomorrow morning to get some answers. I don’t want to get caught with inadequate coverage.

Even though I’m going to call my local insurance agent tomorrow, I thought it would be a good idea to do a little bit of research on this subject. I was extremely surprised to find out the many different types of insurance out there. Did you know that you can purchase wedding and ring insurance? I didn’t know that. This can be tailored to provide coverage for almost any aspect of your wedding including the wedding dress, the wedding parties dresses and tuxedoes, non-refundable deposits and even the wedding rings in case they are lost or stolen. It can cover just about anything except for getting cold feet and calling it off.